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{"sheet":"Menu","index":0,"n_rows":82,"n_cols":28,"rows_kept":82,"cut":false,"hidden":false,"merged":[[11,14,16,15],[10,14,10,15],[20,3,20,6],[10,7,10,8],[10,10,10,12],[11,10,11,11],[13,10,13,11],[14,10,14,11],[18,10,18,11],[12,10,12,11],[16,10,16,12]]}
[null,null,null,null,null,null,null,"Single",1,null,"Cashback options"]
[null,null,null,null,null,null,null,"Joint",2,null,"Yes"]
[null,null,null,null,null,null,null,"Min value",70000,null,"No",{"$f":"IF($M$15=\"No\",INDEX(#REF!,MATCH(1,#REF!,0)),\" \")","v":" "}]
[null,null,null,null,null,null,null,"Max value",100000000]
[null,null,null,null,null,null,null,"Youngest",55,{"$f":"YEAR(TODAY())-I5","v":1964}]
[null,null,null,null,null,null,null,"Oldest",90,{"$f":"YEAR(TODAY())-I6","v":1929}]
[null,null,null,null,null,null,null,"Age1",{"$f":"IF(LEN($I$13)>2,DATEDIF($I$13,TODAY(),\"y\"),$I$13)","v":0},{"$f":"AND(_xlfn.NUMBERVALUE(app1Age)>=$I$5,_xlfn.NUMBERVALUE(app1Age)<=$I$6)","v":false}]
[null,null,null,null,null,null,null,"Age2",{"$f":"IF(LEN($I$14)>2,DATEDIF($I$14,TODAY(),\"y\"),$I$14)","v":0},{"$f":"AND(_xlfn.NUMBERVALUE(app2Age)>=$I$5,_xlfn.NUMBERVALUE(app2Age)<=$I$6)","v":false}]
[null,null,null,null,null,null,null,"Youngest age:",{"$f":"IF(AND(App_type=\"Joint\",J8=TRUE,app1Age>=app2Age),app2Age,\nIF(AND(App_type=\"Joint\",J7=TRUE,app2Age>app1Age),app1Age,IF(App_type=\"Single\",app1Age,\nIF(AND(app1Age=0,app2Age=0),\"True\"))))","v":"True"}]
[null,null,null,null,null,null,null,"Zero",0]
[null,null,null,null,null,null,null,"About your client and their needs",null,null,"About the products and their features",null,null,null,"Information"]
[null,null,null,null,null,null,null,"Joint or Single? ",null,null,"Drawdown required? ",null,null,null,{"$f":"IF(AND(ISBLANK(App_type),ISBLANK(M12),ISBLANK(M15),ISBLANK(M17),ISBLANK(M18)),\" \",\nIF(AND(App_type>0,M12>0,M15>0,M17>0,M18>0),\" \",\nIF(propertyValue>6000000,HYPERLINK(\"mailto:info@pureretirement.co.uk\",\"Click HERE to reffer the property to us prior creating a KFI\"),\nIF(AND($I$12=\"Single\",OR(ISBLANK($M$12),ISBLANK($M$15),ISBLANK($M$17),ISBLANK($M$18))),\"To find the best product that fits your customer's needs please apply secondary filters in 'About the products and their features' section\",\nIF(AND($I$12=\"Joint\",OR(ISBLANK($M$12),ISBLANK($M$15),ISBLANK($M$17),ISBLANK($M$18))),\"To find the best product that fits your customers' needs please apply secondary filters in 'About the products and their features' section\"\n)))))","v":" "}]
[null,null,null,null,null,null,null,"Age or DOB of App1 ",null,{"$f":"IF(LEN(I13)>2,DATEDIF(I13,TODAY(),\"y\")&\" yrs \"&DATEDIF(I13,TODAY(),\"ym\")& \" mnths\",\" \")","v":" "},"Amount of Drawdown Required: "]
[null,null,null,null,null,null,null,"Age or DOB of App2 ",null,{"$f":"IF(LEN(I14)>2,DATEDIF(I14,TODAY(),\"y\")&\" yrs \"&DATEDIF(I14,TODAY(),\"ym\")& \" mnths\",\" \")","v":" "}]
[null,null,null,null,null,null,null,"Gender of App1 "]
[null,null,null,null,null,null,null,"Gender of App2 "]
[null,null,null,null,null,null,null,"Property value ",null,null,"Contribution to advice fee & Cashback? "]
[null,null,null,null,null,null,null,"Loan priority ",null,{"$f":"IF(I18=\"Lowest interest rate\",\"Rate\",\"Release\")","v":"Release"}]
[null,null,null,null,null,null,null,"Loan required ",null,null,{"$f":"IF(OR(ISBLANK(App_type),ISBLANK(propertyValue),youngestAge=0),\" \",\"Maximum loan: \")","v":" "},null,{"$f":"IF(OR(ISBLANK(App_type),ISBLANK(propertyValue),youngestAge=0),\" \",MAX(Products[Max loan]))","v":" "}]
[]
[null,null,null,"Product name",null,null,null,"MER",{"$f":"IF(ISBLANK(initialAdvance),\"Minimum advance\",\"Loan Required\")","v":"Minimum advance"},"Max LTV","Maximum loan","Required \ndrawdown \namount \n(if applicable)","Maximum \ndrawdown \namount","Arrangement fee","Contribution to advice fees","Contribution to solicitors fees","Single / Joint","Cashback","Total release (incl. contributions & cashback)"]
["LTV Band","Pack","DD Cap","Product name"," ","  ","   ","Rate","Loan reqrd / Min adv.","LTV ","Max loan","DD Reqrd","Drawdown cap","Arr` Fee","Cont to Adv. Fees","Cont to Sols Fees","Single / Joint","Cashback","Total release","Loan required","Display CB","Base rate","Elite","Standard","Fees Package","x1","x1.5","x0"]
["A","Standard","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard Lump Sum A_2.91% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":2.9100000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Standard",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN A_3.01% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.0100000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Standard","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard Lump Sum B_3.02% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.0200000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Standard",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN A_3.06% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.0600000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Standard",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN A_3.11% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.1100000000000003E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["B","Standard",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN B_3.12% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.1200000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Standard",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN B_3.17% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.1699999999999999E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Fees Package","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  Lump Sum A_3.21% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.2100000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Standard",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN B_3.22% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.2199999999999999E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["A","Fees Package",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN A_3.31% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.3100000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Fees Package","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  Lump Sum B_3.32% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.32E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Fees Package",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN A_3.36% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.3600000000000005E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Elite","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite Lump Sum A_3.41% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.4099999999999998E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Fees Package",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN A_3.41% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.4100000000000005E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["B","Fees Package",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN B_3.42% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.4200000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Fees Package",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN B_3.47% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.4700000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Elite",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN A_3.51% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.5099999999999999E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Fees Package",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN B_3.52% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.5200000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["B","Elite","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite Lump Sum B_3.52% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.5200000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Elite",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN A_3.56% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.56E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Standard","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard Lump Sum C_3.59% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.5900000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["A","Elite",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN A_3.61% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.61E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":2.9100000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["B","Elite",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN B_3.62% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.6200000000000003E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Elite",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN B_3.67% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.6700000000000003E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Standard",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN C_3.69% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.6900000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["B","Elite",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN B_3.72% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.7200000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.0200000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["C","Standard",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN C_3.74% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.7400000000000003E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Standard",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN C_3.79% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.7900000000000003E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["C","Fees Package","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  Lump Sum C_3.89% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.8900000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Fees Package",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN C_3.99% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":3.9900000000000005E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Fees Package",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN C_4.04% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.0400000000000005E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Elite","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite Lump Sum C_4.09% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.0899999999999999E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Fees Package",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN C_4.09% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.0900000000000006E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["C","Elite",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN C_4.19% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.19E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Elite",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN C_4.24% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.24E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["C","Elite",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Elite  DRAWDOWN C_4.29% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.2900000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":725001},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":3.5900000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":5.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["D","Standard","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard Lump Sum D_4.75% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.7500000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["D","Standard",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN D_4.85% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.8500000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["D","Standard",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN D_4.9% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.9000000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["D","Standard",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN D_4.95% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":4.9500000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["D","Fees Package","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  Lump Sum D_5.05% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.0500000000000003E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["D","Fees Package",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN D_5.15% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.1500000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["D","Fees Package",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN D_5.2% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.2000000000000005E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["D","Fees Package",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN D_5.25% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.2500000000000005E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":4.7500000000000001E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["E","Standard","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard Lump Sum E_5.62% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.62E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["E","Standard",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN E_5.72% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.7200000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["E","Standard",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN E_5.77% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.7700000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["E","Standard",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN E_5.82% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.8200000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["E","Fees Package","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  Lump Sum E_5.92% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":5.9200000000000003E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["E","Fees Package",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN E_6.02% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.0200000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["E","Fees Package",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN E_6.07% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.0700000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["E","Fees Package",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN E_6.12% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.1200000000000004E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":5.62E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["F","Standard","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard Lump Sum F_6.29% £10k+ 0 (600 cont to fees, Arr Fee 895)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.2899999999999998E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["F","Standard",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN F_6.39% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.3899999999999998E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["F","Standard",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN F_6.44% £10k+ 0 (600 cont to fees, Arr Fee 895) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.4399999999999999E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["F","Standard",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Standard  DRAWDOWN F_6.49% £10k+ 0 (600 cont to fees, Arr Fee 895) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.4899999999999999E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":10000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":0},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":0},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":0},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]
["F","Fees Package","LS",{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  Lump Sum F_6.59% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash)"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.59E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":" "},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":" "},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["F","Fees Package",1,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN F_6.69% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.6900000000000001E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":1E-3},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["F","Fees Package",1.5,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN F_6.74% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) Facility cap 1.5x initial"},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.7400000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":1.5E-3},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":0}]
["F","Fees Package",0,{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\n IF(Products[[#This Row],[Pack]]=\"Standard\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Elite\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\" Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")\",\n IF(Products[[#This Row],[Pack]]=\"Fees Package\",\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  Lump Sum \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, \"&\"Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash)\",\" \"))),\n\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\") No facility cap \",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]<>0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) Facility cap \"&Products[[#This Row],[DD Cap]]&\"x initial\",\n IF(AND(Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[DD Cap]]=0),\"SOVEREIGN \"&Products[[#This Row],[Pack]]&\"  DRAWDOWN \"&Products[[#This Row],[LTV Band]]&\"_\"&Products[[#This Row],[Rate]]*100&\"% £10k+ \"&LOWER(Products[[#This Row],[Single / Joint]])& \" (\"&SUM(Products[[#This Row],[Cont to Adv. Fees]:[Cont to Sols Fees]])&\" cont to fees, Arr Fee \"&Products[[#This Row],[Arr` Fee]]&\")(3% cash) No facility cap \",\n \" \")))))))","v":"SOVEREIGN Fees Package  DRAWDOWN F_6.79% £10k+ 0 (900 cont to fees, Arr Fee 895)(3% cash) No facility cap "},null,null,null,{"$f":"SUM(Products[[#This Row],[Base rate]:[x0]])","v":6.7900000000000002E-2},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),20000,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\"),725001,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\"),10000,IF(AND(initialAdvance<725001,Products[[#This Row],[Pack]]=\"Elite\"),725001,initialAdvance))))","v":20000},{"$f":"IF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$C$3:$C$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"A\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$D$3:$D$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$E$3:$E$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"B\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$F$3:$F$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$G$3:$G$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"C\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$H$3:$H$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$I$3:$I$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"D\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$J$3:$J$38),\n\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$K$3:$K$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"E\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$L$3:$L$38),\n\n IF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Single\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$M$3:$M$38),\nIF(AND(Products[[#This Row],[LTV Band]]=\"F\",Products[[#This Row],[Single / Joint]]=\"Joint\"),\n SUMIF(LTVs!$A$3:$A$38,Menu!$I$9,LTVs!$N$3:$N$38),\n\n \" \"))))))))))))","v":" "},{"$f":"IF(AND(propertyValue*Products[[#This Row],[LTV ]]>725000,Products[[#This Row],[Pack]]<>\"Elite\"),725000,propertyValue*Products[[#This Row],[LTV ]])","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(reqrdDDamt<2000,\"N/A\",IF(reqrdDDamt<=Products[[#This Row],[Drawdown cap]],reqrdDDamt,\"N/A\")))","v":"N/A"},{"$f":"IF(Products[[#This Row],[DD Cap]]=\"LS\",\" \",IF(IF(Products[[#This Row],[DD Cap]]>=1,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance)<Products[[#This Row],[Max loan]]-initialAdvance,IF(Products[[#This Row],[DD Cap]]>0,initialAdvance*Products[[#This Row],[DD Cap]],Products[[#This Row],[Max loan]]-initialAdvance),Products[[#This Row],[Max loan]]-initialAdvance))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Pack]]=\"FP\",895,895)","v":895},{"$f":"IF(Products[[#This Row],[Pack]]=\"Fees Package\",300,0)","v":300},600,{"$f":"App_type","v":0},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\"),Products[[#This Row],[Max loan]]*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\"),initialAdvance*3%,0))))","v":{"$error":"#VALUE!"}},{"$f":"IF(OR(ISBLANK(App_type),$I$9=0),\" \",\nIF(ISBLANK(initialAdvance),Products[[#This Row],[Max loan]]+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]],\n initialAdvance+Products[[#This Row],[Cont to Adv. Fees]]+Products[[#This Row],[Cont to Sols Fees]]+Products[[#This Row],[Cashback]]))","v":" "},{"$f":"IF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Fees Package\",Products[[#This Row],[Max loan]]>=20000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Elite\",Products[[#This Row],[Max loan]]>725000),1,\nIF(AND(ISBLANK(initialAdvance),Products[[#This Row],[Pack]]=\"Standard\",Products[[#This Row],[Max loan]]>=10000),1,\n\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Fees Package\",initialAdvance>=20000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Elite\",initialAdvance>725000,Products[[#This Row],[Max loan]]>=initialAdvance),1,\nIF(AND(initialAdvance>0,Products[[#This Row],[Pack]]=\"Standard\",initialAdvance>=10000,Products[[#This Row],[Max loan]]>=initialAdvance),1,0))))))","v":{"$error":"#VALUE!"}},{"$f":"IF(Products[[#This Row],[Cashback]]>0,1,0)","v":{"$error":"#VALUE!"}},{"$f":"INDEX(Rates!$B$2:$B$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0))","v":6.2899999999999998E-2},{"$f":"IF(Products[[#This Row],[Pack]]=\"Elite\",IFERROR(INDEX(Rates!$C$2:$C$7,MATCH(Products[[#This Row],[LTV Band]],Rates!$A$2:$A$7,0)),0),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$D$2:$D$7,MATCH(Products[[#This Row],[Pack]],Rates!$D$1,0)),)","v":0},{"$f":"IFERROR(INDEX(Rates!$E$2:$E$7,MATCH(Products[[#This Row],[Pack]],Rates!$E$1,0)),)","v":3.0000000000000001E-3},{"$f":"IFERROR(INDEX(Rates!$F$2:$F$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$F$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$G$2:$G$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$G$1,0)),0)","v":0},{"$f":"IFERROR(INDEX(Rates!$H$2:$H$7,MATCH(Products[[#This Row],[DD Cap]],Rates!$H$1,0)),0)","v":2E-3}]

{"sheet":"LTVs","index":1,"n_rows":38,"n_cols":14,"rows_kept":38,"cut":false,"hidden":true,"merged":[[0,12,0,13],[0,10,0,11],[0,0,1,0],[0,1,1,1],[0,2,0,3],[0,4,0,5],[0,6,0,7],[0,8,0,9]]}
["Age","DOB","A",null,"B",null,"C",null,"D",null,"E",null,"F"]
[null,null,"S","J","S","J","S","J","S","J","S","J","S","J"]
["55",{"$f":"YEAR(TODAY())-A3","v":1964},8.5000000000000006E-2,8.5000000000000006E-2,0.13500000000000001,0.13500000000000001,0.18,0.18,0,0,0,0,0,0]
["56",{"$f":"YEAR(TODAY())-A4","v":1963},9.5000000000000001E-2,9.5000000000000001E-2,0.14499999999999999,0.14499999999999999,0.19,0.19,0,0,0,0,0,0]
["57",1962,0.105,0.105,0.155,0.155,0.2,0.2,0,0,0,0,0,0]
["58",1961,0.115,0.115,0.16500000000000001,0.16500000000000001,0.21,0.19999999999999998,0,0,0,0,0,0]
["59",1960,0.125,0.125,0.17499999999999999,0.16999999999999998,0.22,0.20500000000000002,0,0,0,0,0,0]
["60",1959,0.13500000000000001,0.13,0.185,0.16999999999999998,0.23,0.20500000000000002,0.28000000000000003,0.24500000000000002,0.31,0.27,0.32,0.28000000000000003]
["61",1958,0.14499999999999999,0.13999999999999999,0.19500000000000001,0.18,0.24,0.215,0.28999999999999998,0.255,0.32,0.28000000000000003,0.33,0.28999999999999998]
["62",1957,0.155,0.14499999999999999,0.20499999999999999,0.19,0.25,0.22500000000000001,0.3,0.26500000000000001,0.33,0.29000000000000004,0.34,0.3]
["63",1956,0.16500000000000001,0.155,0.215,0.19500000000000001,0.26,0.23500000000000001,0.31,0.27500000000000002,0.34,0.30000000000000004,0.35,0.31]
["64",1955,0.17499999999999999,0.16499999999999998,0.22500000000000001,0.20500000000000002,0.27,0.24500000000000002,0.32,0.28500000000000003,0.35,0.31,0.36,0.32]
["65",1954,0.185,0.17499999999999999,0.23499999999999999,0.215,0.28000000000000003,0.25,0.33,0.29500000000000004,0.36,0.32,0.37,0.33]
["66",1953,0.19500000000000001,0.185,0.245,0.22500000000000001,0.28999999999999998,0.26,0.34,0.30500000000000005,0.37,0.33,0.38,0.34]
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