Pure Insight
Later life lending news and commentary
Stay updated with the latest news and insights in later life finance. Register with us to receive our newest articles directly in your inbox via our monthly newsletter.
Subscribe to newsletter
Later life lending news and commentary
Stay updated with the latest news and insights in later life finance. Register with us to receive our newest articles directly in your inbox via our monthly newsletter.
Find out how to improve your website visibility, engage with online visitors, and avoid the most common online pitfalls. Read our later life finance SEO guide. ...
Read Article >
Explore our helpful guide on how proximity to commercial properties can be considered across our lifetime mortgages. ...
Read Article >
Review the characteristics and borrowing needs of the average equity release customer. ...
Read Article >
Explore how flood zones and climate change could impact applications. ...
Read Article >
Discover how our FSQS accreditation reinforces our position as a responsible lender. ...
Read Article >
Discover how our underwriting processes supports the lifetime mortgage application journey to deliver best results ...
Read Article >
Learn about the considerations around lifetime mortgages and estate rent charges ...
Read Article >
2023 was a busy year for the later life finance market with service being the most important area of expertise. Our teams’ efforts throughout the year won us several prestigious awards. ...
Read Article >
We appreciate that nothing stands still, and innovation is at the forefront of providing an improved lifetime mortgage application, allowing for a more streamlined journey for both advisers and applicants alike. ...
Read Article >
Learn about spray foam and the challenges it can cause when it comes to lifetime mortgages ...
Read Article >
Explore in detail what the FCA's four Consumer Duty outcomes are, and how both advisors and lenders are accountable for them. ...
Read Article >
This is the final adviser blog, in a series of three, explaining the purpose and impact of the upcoming Financial Conduct Authority (FCA) regulations on Consumer Duty. ...
Read Article >
What is Cross Cutting Rule number two? (A firm must avoid causing foreseeable harm to retail customers.) ...
Read Article >
What is Cross Cutting Rule number one? (A firm must act in good faith towards retail customers.) ...
Read Article >
Explore how the relationship between over 55s and technology is evolving ...
Read Article >
Over the past year or so the news headlines have been dominated by the cost of living crisis, meaning inflation has risen to levels not seen in the UK since the 1980s and government ...
Read Article >
In this Pure Insight article, Jane Finnerty, Joint Chair of the Society for Later Life Advisers (SOLLA), describes how later life advice is a key pillar of general financial advice. ...
Read Article >
An introductory guide for advisers and firms that don't give in-house care advice. The guide outlines what advisers need to know and how to put together a care advice referral proposition for your clients. ...
Read Article >
We are proud to announce that we have met all requirements in becoming fully registered within the Financial Supplier Qualification System (FSQS). ...
Read Article >
Following on from her post looking at physical and social wellbeing during the winter months ...
Read Article >
In the first of two blog posts, nutrition and wellbeing coach Dr Rebecca Lightfoot ...
Read Article >
In recent months, the consistently rising housing prices, and housing wealth among existing homeowners, has never been far from the news ...
Read Article >
With market trends pointing towards customers again starting to become confident in exploring their lifetime mortgage plan features ...
Read Article >
In the first of two pieces, we explored what undue influence is and what effect it can have on both customers ...
Read Article >
As an industry, we’ve a duty to ensure that customers’ best interests are both met and protected at all points ...
Read Article >
Technology is playing an increasingly greater role in the equity release market, and it's important that those operating in the sector ...
Read Article >
Many major life events revolve around property, whether it’s buying your first property, purchasing the first family home, or potentially moving to a smaller property in later life in order to make life that little bit more manageable. ...
Read Article >
As the pandemic begins to loosen its grip on the nation, interest in the housing market is gaining momentum, which also correlates with the rising availability of new build homes. ...
Read Article >
As the pandemic begins to loosen its grip on the nation, interest in the housing market is gaining momentum, which also correlates with the rising availability of new build homes. ...
Read Article >
As the pandemic begins to loosen its grip on the nation, interest in the housing market is gaining momentum, which also correlates with the rising availability of new build homes. ...
Read Article >
Due to an ageing population, increasing life expectancy, and existing care systems across the UK that are under incredible pressure, the challenge faced by central government, local authorities and the general public in respect of paying for care is becoming increasingly evident. ...
Read Article >
The past 15 months have been challenging to say the least for the majority of us – there’s been little to no social contact with friends and family, we’ve been adapting to working ...
Read Article >
As the world begins to open up and a gradual return to normality begins to look ever more realistic, it’s only natural to begin asking what the future looks like for the lifetime mortgage market. ...
Read Article >
At Pure Retirement we’re committed to providing great service both to advisers during the KFI-to-completion process. ...
Read Article >
The pandemic has brought about some radical changes in our lifestyles and affected every single one of us to some degree. ...
Read Article >
It’s naturally been a year of considerable change within the sector owing to the pandemic, with several procedural adaptations needing to be made and wildly fluctuating market activity levels ...
Read Article >
After the understandably muted figures to come out of the Equity Release Council which showed a considerable quarter-on-quarter drop in both customer numbers and lending totals from the start of 2020 ...
Read Article >
Advising clients with specific wants and needs is sometimes the lesser of two evils when it comes to placing your cases, as things can get slightly more complicated when the needs and required loan amounts are less specific. ...
Read Article >
According to recent figures released by the ONS, 43% of people surveyed aged from 16 onwards saw property as the likely leading income source to help them make the most of retirement ...
Read Article >
On paper at least, the last quarter has been a bruising time for the equity release sector. While it’s weathered the storm of the ongoing pandemic well compared to countless other industries, ...
Read Article >
As it did for a large proportion of last year, the equity release market has once again found itself having to react to levels of consumer confidence affected by wider external events ...
Read Article >
In last month’s edition of Pure Insight we looked in detail at how the market had adapted to the changing conditions through the introduction of new processes and products. ...
Read Article >
Customer trends and the current economic climate suggest more customers will release equity to pay-off debts and mortgages ...
Read Article >
Consumers will increasingly need a mix of retirement products to suit their specific circumstances ...
Read Article >
Interest in equity release has increased over recent years, as customer attitudes to accessing property wealth have become more pragmatic. ...
Read Article >
Advisers are feeling optimistic for 2020 and data suggests that the equity release industry has many reasons to be cheerful. ...
Read Article >
As the end of 2019 approaches, we take a look at some of the reoccurring themes in the market ...
Read Article >
The level of customer interest in equity release shows no sign of slowing down ...
Read Article >
Not everyone is enjoying the high life in retirement, with research showing that many are facing money worries ...
Read Article >
This website is not intended or approved for customer use. Return to our customer website.
