Our Flexible Lifetime Mortgages

Put your customers on the road to a better retirement journey

Your customer's requirements aren't always straightforward

Our client scenarios illustrate examples of how you can secure funds for your customers, guiding them toward a brighter financial future. Explore four scenarios that highlight how equity release can address your customers individual needs.

Client Scenario 1

Margaret Springfield

Margaret explores how equity release can help her repay the capital left on her interest only mortgage.

Client Scenario 2

Penny & Peter Bull

How Penny & Peter bought their dream home with a lifetime mortgage.

Client Scenario 3

Gavin & Carmen Perkin

Gavin & Carmen, a married couple, use a single application to release funds for repairs and to pay off debts.

Client Scenario 4

Claire Ravenclaw

Here's how Claire used a lifetime mortgage to simplify asset-splitting in her divorce settlement.

Access client scenario resources

Deepen your equity release understanding and discover more later-life borrowing options for future customers.

Discover our lifetime mortgages

Find out more about our products and how they can support your customers on their retirement journey.

No negative equity guarantee

We protect borrowers by ensuring the amount owed on our loans never exceeds the property value.

Downsizing protection

Our range of lifetime mortgages gives customers the freedom to move to a smaller property.

Drawdown facility

Giving borrowers the flexibility and control of accessing their funds when they need them.

Porting available

Customers with a Pure lifetime mortgage can transfer this to a new property under the same T&Cs.

Partial repayments

We enable customers to manage their loan with partial & voluntary repayments.

Fixed ERCs

Full transparency is provided to borrowers regarding the early repayment charges of their loan.