Welcome to our new Pure Insight section, offering a window into market trends to help you develop your business
Making The Most of Our Enhanced Online Application
We appreciate that nothing stands still, and innovation is at the forefront of providing an improved lifetime mortgage application, allowing for a more streamlined journey for both advisers and applicants alike. ...
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Spray Foam Insulation: A Guide for Advisers
Learn about spray foam and the challenges it can cause when it comes to lifetime mortgages ...
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Countdown To Consumer Duty
Cross-Cutting Rule Three: Enable And Support Customers
This is the final adviser blog, in a series of three, explaining the purpose and impact of the upcoming Financial Conduct Authority (FCA) regulations on Consumer Duty. ...
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Countdown To Consumer Duty
Cross-Cutting Rule Two: Avoid Causing Foreseeable Harm
What is Cross Cutting Rule number two? (A firm must avoid causing foreseeable harm to retail customers.) ...
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Technology and Later Life Finance: The Changing Retiree Demographics
Explore how the relationship between over 55s and technology is evolving ...
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Can Your Client use Equity Release to Make an Energy Efficient Home?
Over the past year or so the news headlines have been dominated by the cost of living crisis, meaning inflation has risen to levels not seen in the UK since the 1980s and government ...
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Common Reasons Lifetime Mortgages Are Declined
There are many reasons lifetime mortgages are declined. We have listed the most common reasons to help support you in choosing the best fit for your customer. ...
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We're All Later Life Advisers Now! Why Training and Advice are the Right Choice for Those Advising Over-55s
In this Pure Insight article, Jane Finnerty, Joint Chair of the Society for Later Life Advisers (SOLLA), describes how later life advice is a key pillar of general financial advice. ...
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We're FSQS Accredited: What Is It And What Does It Mean For You?
We are proud to announce that we have met all requirements in becoming fully registered within the Financial Supplier Qualification System (FSQS). ...
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Winter Wellness: Practical Ways To Improve Your Spiritual And Mental Wellbeing
Following on from her post looking at physical and social wellbeing during the winter months ...
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Equity Release And The Stamp Duty Holiday: What Could Its Imminent End Mean?
In recent months, the consistently rising housing prices, and housing wealth among existing homeowners, has never been far from the news ...
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Lifetime Mortgage Processes Explained: Porting
With market trends pointing towards customers again starting to become confident in exploring their lifetime mortgage plan features ...
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Undue influence: How to identify undue influence in the equity release advice process
As an industry, we’ve a duty to ensure that customers’ best interests are both met and protected at all points ...
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Improving The Equity Release Customer Journey Through Technology
Technology is playing an increasingly greater role in the equity release market, and it's important that those operating in the sector ...
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Equity Release And Long Term Care: The Key Things Advisers Should Be Aware Of
As the pandemic begins to loosen its grip on the nation, interest in the housing market is gaining momentum, which also correlates with the rising availability of new build homes. ...
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Rising House Prices: What Do They Mean For The Equity Release Sector?
As the pandemic begins to loosen its grip on the nation, interest in the housing market is gaining momentum, which also correlates with the rising availability of new build homes. ...
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Equity Release And Long Term Care: Two Industries Working For The Benefit Of Those In Later Life
Due to an ageing population, increasing life expectancy, and existing care systems across the UK that are under incredible pressure, the challenge faced by central government, local authorities and the general public in respect of paying for care is becoming increasingly evident. ...
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Looking After Your Mental Health: Quick Wins To Promote Wellbeing In A Changing World
The past 15 months have been challenging to say the least for the majority of us – there’s been little to no social contact with friends and family, we’ve been adapting to working ...
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Property Management: Supporting Families at Difficult Times
At Pure Retirement we’re committed to providing great service both to advisers during the KFI-to-completion process. ...
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Underwriting: Constantly Evolving To Meet Equity Release Challenges And Needs
The pandemic has brought about some radical changes in our lifestyles and affected every single one of us to some degree. ...
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Asset rich, cash poor – could equity release be the answer for today’s retirees?
After the understandably muted figures to come out of the Equity Release Council which showed a considerable quarter-on-quarter drop in both customer numbers and lending totals from the start of 2020 ...
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Win Client Confidence, with Help From the Pure Sales Team
Advising clients with specific wants and needs is sometimes the lesser of two evils when it comes to placing your cases, as things can get slightly more complicated when the needs and required loan amounts are less specific. ...
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Beyond The Numbers: Do Market Figures Reflect Consumer Attitudes To Pandemic Borrowing?
On paper at least, the last quarter has been a bruising time for the equity release sector. While it’s weathered the storm of the ongoing pandemic well compared to countless other industries, ...
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An Industry Adapts: How Equity Release Has Changed To Meet The Challenges Of A Pandemic
As it did for a large proportion of last year, the equity release market has once again found itself having to react to levels of consumer confidence affected by wider external events ...
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Equity release market impacted by crisis and societal changes
Customer trends and the current economic climate suggest more customers will release equity to pay-off debts and mortgages ...
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The place of equity release in multi-product retirement solutions
Consumers will increasingly need a mix of retirement products to suit their specific circumstances ...
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Evidence backs up equity release adviser predictions for 2020
Advisers are feeling optimistic for 2020 and data suggests that the equity release industry has many reasons to be cheerful. ...
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Property is key to financial planning, yet customer understanding of equity release falls
As the end of 2019 approaches, we take a look at some of the reoccurring themes in the market ...
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Baby boomer money worries emphasise the importance of adviser education
Not everyone is enjoying the high life in retirement, with research showing that many are facing money worries ...
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